Hi Finance Token Review

Hi.com is a cryptocurrency wallet provider with interest, centralized exchange, social media integration, and token on the Ethereum blockchain.

Written By Garrett Mckeown, Founder of Market Watch and Freelance Crypto Journalist

SmgProductions.hub@gmail.com


Disclaimers

Do I use the Hi Finance Protocol?

Yes, I am earning free Hi daily by answering one simple question per day.

Do I own Hi?

Yes, I plan on doing my dailies and stacking Hi, eventually using them as a banking platform.

Am I paid by Hi for this review?

No, I was recommended Hi by an investor.


Review

Hi brings traditional banking into the future by providing the benefits and profit to the user. Traditional banks are no less than criminals who steal and provide to incentive to give them your money. Hi intends to solve that by providing users with a simple banking solution requiring only a telephone number to use. Hold and earn interest on cryptos such as BTC, ETH, BNB, exchange currencies with no friction or fees, and eventually send crypto to your peers through communication apps like telegram.

Token

The hi Dollar is a membership token used to access the services offered by hi. Members can earn or buy hi Dollars and then access services and benefits based on their membership tier.

Type: Centralized ERC-20 Token

Chain: Ethereum

Supply Cap: None

Transfer Fees: None

Team

Code Security

Social Media

Twitter

Youtube

Telegram

Overall Rating

Hi is an interesting project with a strong team and good fundamentals. They offer some cool features integrated into the social apps and in the future if they implement social messaging fund transfers then that would be a game changer. Unfortunately, having the go through KYC to withdraw, sign up with your phone number, and the year long wait on being able to exchange your hi makes remove one a half stars. For other people these things may be considered a positive.

3.5/5 Stars

Rating: 3.5 out of 5.

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Fund

BTC: bc1qds40x08h6z44eqwpqufmgs2kzksk3n75aq3x4y
ETH: 0xB02522AF5046eeA6F82435B29fF47779f44Fa93a
BNB: 0x0e8d8668b2389fD586E298CBaCCcF1B9e3Ef4f10

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Hi Finance Token Review by MarketWatch

Alpaca Finance Token Review

Alpaca Finance is a decentralized Leveraged Yield Farming, Lending and Staking Platform on the Binance Smart Chain.

Written By Garrett Mckeown, Founder of Market Watch and Freelance Crypto Journalist

SmgProductions.hub@gmail.com



Disclaimers

Do I use the Alpaca Finance Protocol?

Yes, I use the lending and staking functions of Alpaca and have implemented them into my Passive Investment Tunnel (P.I.T..)

Do I own Alpaca?

Yes, I lend BUSD on Alpaca in return for interest bearing BUSD (ibBUSD). Then I stake the ibBUSD in return for Alpaca rewards which are then staked for more rewards.

Am I paid by Alpaca for this review?

No, I learned of Alpaca then checked it out and found the project useful to my investment strategy.


Review

Alpaca finance brings innovative features with its lending program. Users are able to exchange their crypto for an interest bearing (ib) equivalent. The “ib” tokens will passively increase your holdings of the underlying asset. You can also stake your interest bearing tokens on the platform for an additional APR rewarded in Alpaca.

Token

The native Alpaca token is stated to capture the economic benefits of the platform with a community driven governance system to determine the distribution of benefits. But Alpaca also has issued interest bearing token versions of underlying assets, including Alpaca.

Type: ERC-20

Chain: Binance Smart Chain

Supply Cap: 188 Million Alpaca

Transfer Fees: None

Launch

Fair Launch with 8.7% of the tokens going to team over 2 years and 4.3% of the tokens going to the “Warchest” which is basically a savings account for future project expenses.

Front End

The front end (website) is a clean, brings an original design, and, besides being an animal token, it looks professional.

Back End

Alpaca has its code openly viewable to the public here.

From my experience the code and platform does what it is described to do, I have found no issues with using the platform.

Code Security

The project has been awarded the highest security rating on BSC by Defi Safety and was ranked third in safety by Certik. The platform also has a bug bounty offering rewards for anyone who can find issues in the code.

Social Media

Twitter

Statistics are provided by SocialBlade.

Youtube

Statistics are provided by SocialBlade.

Telegram

Free Speech seems to Stand in the Telegram. A good sign when projects forgo censorship and embrace discussion.

Docs and Medium (Social Resources)

Alpaca does an outstanding job with its documentation and medium articles. The documentation is in depth and easy to follow, includes videos and is a step above other projects. The medium page is artistically designed and contains a plethora of content.


Return on Investment

With Alpaca you can lend an asset, stake the lended asset, then restake your rewards if you choose.

Overall Rating

Alpaca does exactly what is describes itself as and it does it safely with no track record of exploits, hacks, breaches, or rugs. It brings innovative features in lending and staking which offer new ways of making passive income from your investments. Multiple investments strategies on the platform mean you can find a way that works for you risk assessment. Personally I found use for the Alpaca protocol in my Passive Investment Tunnel system.

4.5/5 Stars

Rating: 4.5 out of 5.

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Fund

BTC: bc1qds40x08h6z44eqwpqufmgs2kzksk3n75aq3x4y
ETH: 0xB02522AF5046eeA6F82435B29fF47779f44Fa93a
BNB: 0x0e8d8668b2389fD586E298CBaCCcF1B9e3Ef4f10

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